6 points, SCA Band 3, 0.125 EFTSL
Postgraduate - Unit
Refer to the specific census and withdrawal dates for the semester(s) in which this unit is offered.
Faculty
Organisational Unit
Department of Banking and Finance
Chief examiner(s)
    
      
        
        
        Dr Jean-Pierre Fenech
        
        (First semester)
      
    
    
      
        
        
        Dr Kym Brown
        
        (Second semester)
      
    
    
  
Coordinator(s)
    
      
        
        
        Dr Jean-Pierre Fenech
        
        (First semester)
      
    
    
      
        
        
        Dr Kym Brown
        
        (Second semester)
      
    
    
  
Unit guides
Synopsis
Topics include the credit risk assessment process; accounting fundamentals; reading financial statements (including ratio analysis); using budgeted financial statements (including breakeven analysis, what-if analysis and variance analysis); creative accounting; technical accounting update; business structures; current issues in insolvency and loan security.
Outcomes
The learning goals associated with this unit are to:
- develop an understanding of the basic principles governing bank lending
 - develop an understanding of the framework within which bank lending decisions are made
 - develop an understanding of the analysis of financial statement of a company
 - develop analytical skills with regard to the management of credit risk and its measurement techniques
 - develop an understanding of new bank lending product development and its marketing
 - demonstrate in an individual summative assessment task the acquisition of a comprehensive understanding of the topics covered by BFC5914.
 
Assessment
Within semester assessment: 40% + Examination: 60%
Workload requirements
Minimum total expected workload to achieve the learning outcomes for this unit is 144 hours per semester typically comprising a mixture of scheduled learning activities and independent study. Independent study may include associated readings, assessment and preparation for scheduled activities. The unit requires on average three/four hours of scheduled activities per week. Scheduled activities may include a combination of teacher directed learning, peer directed learning and online engagement.
See also Unit timetable information