BFW3841 - Credit analysis and lending management - 2019

6 points, SCA Band 3, 0.125 EFTSL

Undergraduate - Unit

Refer to the specific census and withdrawal dates for the semester(s) in which this unit is offered.

Faculty

Business and Economics

Organisational Unit

Department of Banking and Finance

Chief examiner(s)

Dr Sockalingam Ramasamy

Unit guides

Offered

Malaysia

  • First semester 2019 (On-campus)
  • Second semester 2019 (On-campus)

Prerequisites

BFW2401 and BFW2631 or equivalent.

Prohibitions

BFF3841

Synopsis

Lending environment; decision making and organisation of lending, lending policies and controls; behavioural aspects of decision making and decision-makers; retail, commercial and corporate lending; business expansions; off balance sheet lending; loan management and problem loans.

Outcomes

The learning goals associated with this unit are to:

  1. apply appropriate analysis techniques to particular loan facilities
  2. analyse the risk return characteristics (and pricing) of a loan application
  3. examine the major types of lending products and gain the ability to match these products to customer needs
  4. investigate the behavioural aspects of decision making and decision makers
  5. describe statistical techniques used in decision making at the approval, monitoring and termination stages of lending
  6. apply critical thinking, problem solving and presentation skills to individual and/or group activities dealing with lending decisions and demonstrate in an individual summative assessment task the acquisition of a comprehensive understanding of the topics covered by BFW3841.

Assessment

Within semester assessment: 40% + Examination: 60%

Workload requirements

Minimum total expected workload to achieve the learning outcomes for this unit is 144 hours per semester typically comprising a mixture of scheduled learning activities and independent study. Independent study may include associated readings, assessment and preparation for scheduled activities. The unit requires on average three/four hours of scheduled activities per week. Scheduled activities may include a combination of teacher directed learning, peer directed learning and online engagement.

See also Unit timetable information