6 points, SCA Band 3, 0.125 EFTSL
Undergraduate - Unit
Refer to the specific census and withdrawal dates for the semester(s) in which this unit is offered.
Faculty
Organisational Unit
Department of Banking and Finance
Chief examiner(s)
Unit guides
Synopsis
Lending environment; decision making and organisation of lending, lending policies and controls; behavioural aspects of decision making and decision-makers; retail, commercial and corporate lending; business expansions; off balance sheet lending; loan management and problem loans.
Outcomes
The learning goals associated with this unit are to:
- apply appropriate analysis techniques to particular loan facilities
- analyse the risk return characteristics (and pricing) of a loan application
- examine the major types of lending products and gain the ability to match these products to customer needs
- investigate the behavioural aspects of decision making and decision makers
- describe statistical techniques used in decision making at the approval, monitoring and termination stages of lending
- apply critical thinking, problem solving and presentation skills to individual and/or group activities dealing with lending decisions and demonstrate in an individual summative assessment task the acquisition of a comprehensive understanding of the topics covered by BFW3841.
Assessment
Within semester assessment: 40% + Examination: 60%
Workload requirements
Minimum total expected workload to achieve the learning outcomes for this unit is 144 hours per semester typically comprising a mixture of scheduled learning activities and independent study. Independent study may include associated readings, assessment and preparation for scheduled activities. The unit requires on average three/four hours of scheduled activities per week. Scheduled activities may include a combination of teacher directed learning, peer directed learning and online engagement.
See also Unit timetable information