AFF3841 - Lending decisions

Offered

Caulfield First semester 2009 (Day)
Caulfield Second semester 2009 (Off-campus)
Caulfield Second semester 2009 (Evening)

Synopsis

Lending environment; decision making and organisation of lending, lending policies and controls; behavioural aspects of decision making and decision makers; retail, commercial and corporate lending; business expansions; off balance sheet lending; loan management and problem loans.

Objectives

The learning goals associated with this unit are to:

• examine the major types of lending products and match these products to customer needs
• analyse the risk return characteristics and pricing of a loan application
• discuss the behavioural aspects associated with lending decisions
• apply statistical techniques used in decision making at the approval, monitoring and termination stages of lending
• apply critical thinking, problem solving and presentation skills to individual and /or group activities dealing with lending decisions.

Assessment

Within semester assessment: 30%
Examination (3 hours): 70%

Contact hours

3 hours per week

Prerequisites

One of AFF2401 or AFW2401

Prohibitions

AFW3841