AFF9140

Bank lending

Mr Philip Tremethick

6 points
* 3 hours per week
* First, second semester
* Caulfield, in-house

Objectives On completion of this subject students should be able to identify and assess credit risks using a variety of sources of information, in particular the analysis of financial statements, and appreciate the nature of bank securities.

Synopsis Topics include the credit risk assessment process; accounting fundamentals; reading financial statements (including ratio analysis); using budgeted financial statements (including breakeven analysis, what-if analysis and variance analysis); creative accounting; technical accounting update; business structures; current issues in insolvency and loan security.

Assessment Assignment: 20%
* Class presentation: 10%
* Examination (3 hours): 70%

Prescribed texts

To be advised