AFF4081

Customer credit and risk analysis

Mr Philip Tremethick

6 points
* 3 hours per week
* First, second semester
* Caulfield
* Prerequisite: ETX2171 or equivalent

Objectives On completion of this subject students should have developed an advanced understanding of the value of financial information in credit assessment; warning signs of bankruptcy; methods available to predict loan failures; effects of microeconomic events upon the structure of the loan portfolio.

Synopsis Topics include microeconomic events and the lending environment; economic policies; statistical techniques in economic and financial forecasting; lending and balance sheet structuring; predicting corporate failure and strategies to avoid corporate failure.

Assessment Assignment (2500 words): 25%
* Class test (1 hour): 25%
* Examination (2 hours): 50%

Recommended texts

Gup B E and others Commercial bank management Wiley, 1989