Undergraduate - UnitBFF3841 - Credit analysis and lending management

This unit entry is for students who completed this unit in 2015 only. For students planning to study the unit, please refer to the unit indexes in the the current edition of the Handbook. If you have any queries contact the managing faculty for your course or area of study.

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6 points, SCA Band 3, 0.125 EFTSL

Refer to the specific census and withdrawal dates for the semester(s) in which this unit is offered.

Level	Undergraduate
Faculty	Faculty of Business and Economics
Organisational Unit	Department of Banking and Finance
Offered	Caulfield First semester 2015 (Day) Caulfield Second semester 2015 (Day)
Coordinator(s)	Mr Glenn Emery

Synopsis

Lending environment; decision making and organisation of lending, lending policies and controls; behavioural aspects of decision making and decision makers; retail, commercial and corporate lending; business expansions; off balance sheet lending; loan management and problem loans.

Outcomes

The learning goals associated with this unit are to:

examine the major types of lending products and match these products to customer needs
analyse the risk return characteristics and pricing of a loan application
discuss the behavioural aspects associated with lending decisions
apply statistical techniques used in decision making at the approval, monitoring and termination stages of lending
apply critical thinking, problem solving and presentation skills to individual and/or group activities dealing with lending decisions and demonstrate in an individual summative assessment task the acquisition of a comprehensive understanding of the topics covered by BFF3841.

Assessment

Within semester assessment: 30%
Examination: 70%

Workload requirements

Minimum total expected workload to achieve the learning outcomes for this unit is 144 hours per semester typically comprising a mixture of scheduled learning activities and independent study. Independent study may include associated readings, assessment and preparation for scheduled activities. The unit requires on average three/four hours of scheduled activities per week. Scheduled activities may include a combination of teacher directed learning, peer directed learning and online engagement.

Chief examiner(s)

Professor Michael Skully (First semester)
Dr Jean Pierre Fenech (Second semester)

Prerequisites

Students must have passed AFF2401, BFF2401, BFW2401 or AFW2401 before undertaking this unit.

Prohibitions

AFW3841, BFW3841, AFF3841