AFW3841 - Lending decisions

Leader: Chief Examiner: Mr Jean Pierre Fenech; Malaysia: Ms Valli Batchelor

Offered

Malaysia First semester 2007 (Day)

Synopsis

Lending environment; decision making and organisation of lending, lending policies and controls; behavioural aspects of decision making and decision-makers; retail, commercial and corporate lending; business expansions; off balance sheet lending; loan management and problem loans.

Objectives

The learning objectives of this unit are to:

• apply appropriate analysis techniques to particular loan facilities;
• analyse the risk return characteristics (and pricing) of a loan application;
• examine the major types of lending products and gain the ability to match these products to customer needs;
• investigate the behavioural aspects of decision making and decision makers;
• describe statistical techniques used in decision making at the approval, monitoring and termination stages of lending.

Assessment

Assignment (4000 words): 30%
Examination (3 hours): 70%

Contact hours

3 hours per week

Prerequisites

AFW2401 and AFW2631