AFF9140 - Bank lending

Leader: Dr Shrimal Perera

Offered

Caulfield First semester 2007 (Evening)

Synopsis

Topics include the credit risk assessment process; accounting fundamentals; reading financial statements (including ratio analysis); using budgeted financial statements (including breakeven analysis, what-if analysis and variance analysis); creative accounting; technical accounting update; business structures; current issues in insolvency and loan security.

Objectives

The learning goals associated with this unit are to:

• develop an understanding of the basic principles governing bank lending
• develop an understanding of the framework within which bank lending decisions are made
• develop an understanding of the analysis of financial statement of a company
• develop analytical skills with regard to the management of credit risk and its measurement techniques
• develop an understanding of new bank lending product development and its marketing.

Assessment

Assignment: 20%
Class presentation: 10%
Examination (3 hours): 70%

Contact hours

3 hours per week