AFF3841 - Lending decisions

Leader: Mr Jean Pierre Fenech

Offered

Caulfield First semester 2007 (Day)
Caulfield Second semester 2007 (Evening)
Caulfield Second semester 2007 (Off-campus)
Malaysia Second semester 2007 (Off-campus)

Synopsis

Lending environment; decision making and organisation of lending, lending policies and controls; behavioural aspects of decision making and decision makers; retail, commercial and corporate lending; business expansions; off balance sheet lending; loan management and problem loans.

Objectives

The learning objectives of this unit are to:

• examine the major types of lending products and match these products to customer needs;
• analyse the risk return characteristics and pricing of a loan application;
• discuss the behavioural aspects associated with lending decisions;
• apply statistical techniques used in decision making at the approval, monitoring and termination stages of lending;
• apply critical thinking, problem solving and presentation skills to individual and /or group activities dealing with lending decisions.

Assessment

Assignment: 30%
Examination (3 hours): 70%

Contact hours

3 hours per week

Prerequisites

AFF2401 and AFF2631 or AFC2140 and AFC3170