Consumer credit 415
Not offered in 1995
15 points * One 1-hour lecture per week and one 2-hour seminar per week * Clayton
This subject involves a study in detail of the Credit Act 1984 and Credit (Administration) Act 1984. Topics to be covered include (1) the nature of credit, and the scope of the legislation; (2) truth in lending; (3) advertising; (4) formal requirements governing the contacting process; (5) variations; (6) product liability (with particular reference to linked credit providers); (7) securities; (8) guarantees; (9) unjust contracts; (10) termination and enforcement of contracts; (11) licensing and administration; and (12) proposals for reform.
Assessment
Written research assignment (3000 words): 30% * End-of-semester examination (2 hours): 70%