Bank lending
Mr Robert Keys
6 points * 3 hours per week * First, second semester * Caulfield, In-house
Objectives On completion of this subject students should be able to identify and assess credit risks using a variety of sources of information, in particular the analysis of financial statements and appreciate the nature of bank securities.
Synopsis The credit risk assessment process; accounting fundamentals; reading financial statements (including breakeven analysis); using budgeted financial statements (including breakeven analysis, what-if analysis, variance analysis); creative accounting; technical accounting update; business structures; current issues in insolvency and loan security.
Assessment Assignment: 25% * Class presentation: 10% * Class participation: 5% * Final examination: 60%