Lending decisions
Mr Ian O'Connor
6 points * 3 hours per week * First, second semester * Caulfield * Prerequisites: FIN2401, FIN2601 and ACC2631
Objectives On completion of this subject students should be able to apply appropriate analysis techniques to loan facilities; have a detailed knowledge of major type of lending products; gain an understanding of behavioural aspects of decision making; understand control procedures and statistical techniques for the approval, monitoring and termination stages of lending.
Synopsis Lending environment; decision making and organisation of lending; lending policies and controls; behavioural aspects of decision making and decision makers; retail, commercial and corporate lending; business expansions, off balance sheet lending; loan management and problem loans.
Assessment Assignment (4000 words): 30% * Final examination (3 hours): 70%
Prescribed texts
Sharmugan and others Bank management Jacaranda Wiley, 1992