Lending decisions
Mr Ian O'Connor
6 points * Distance * First semester * Prerequisites: DEB2401, DEB2601 and DEA2631
Objectives On completion of this subject students should be able to apply appropriate analysis techniques to loan facilities; have a detailed knowledge of major types of lending products; gain an understanding of behavioural aspects of decision making; understand control procedures and statistical techniques for the approval, monitoring and termination stages of lending.
Synopsis Lending environment; decision making and organisation of lending, lending policies and controls; behavioural aspects of decision making and decision-makers; retail, commercial and corporate lending; business expansions; off balance sheet lending; loan management and problem loans.
Assessment Assignment (4000 words): 30% * Examination (3 hours): 70%
Prescribed texts
Shanmugan B and others Bank management Jacaranda Wiley, 1992